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Law Office of Joanna North

Know & Protect your Legal Rights-Get help Now call (503)650-7440

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Online legal forms: Benefit or Disaster

Posted on December 10, 2014 at 2:03 PM Comments comments (271)
I often am asked the question "why not use online legal forms?"  The answer is simple: unless you are an attorney and well versed in the area of law you seek legal forms in, you should not use online forms.  That of course is the short answer. The long answer is that people who represent themselves are held to the same standard by the Court as people who are represented by attorneys.  Just like I do not know how to due safe electrical wiring in my home as I have not been trained to be an electrician, a lay person should not attempt to practice law.  If your legal situation is important to you, obtain an attorney.  Our office offers low cost legal consultations to advise you of your rights & options and to come up with a solid plan of action in your case.

Do I qualify for Bankruptcy

Posted on August 14, 2013 at 7:34 PM Comments comments (287)
Frequently asked questions about Bankruptcy:
1. Do I qualify for a Bankruptcy?
The answer to that question depends on many factors and you will need our office to do a complete analysis of your situation. First to be considered, is whether or not you pass the Means Test. This is based on your average gross income over the past 6 months. Even if you do not pass initially a more in depth analysis can be done and quite often you end up passing and can go forward with a chapter 7.  Another thing to be considered is what your goals are in filing a Bankruptcy. If you are behind in mortgage payments, you may want to file a chapter 13 which allows the payment of arrears over a 3-5 year period. A Bankruptcy attorney is the only one who can answer your legal questions.