Shopping Cart
Your Cart is Empty
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Law Office of Joanna North

Know & Protect your Legal Rights-Get help Now call (503)650-7440

My Blog


Do I qualify for Bankruptcy

Posted on August 14, 2013 at 7:34 PM Comments comments (287)
Frequently asked questions about Bankruptcy:
1. Do I qualify for a Bankruptcy?
The answer to that question depends on many factors and you will need our office to do a complete analysis of your situation. First to be considered, is whether or not you pass the Means Test. This is based on your average gross income over the past 6 months. Even if you do not pass initially a more in depth analysis can be done and quite often you end up passing and can go forward with a chapter 7.  Another thing to be considered is what your goals are in filing a Bankruptcy. If you are behind in mortgage payments, you may want to file a chapter 13 which allows the payment of arrears over a 3-5 year period. A Bankruptcy attorney is the only one who can answer your legal questions.